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Practice Areas

ch 13 bankruptcy

Although Chapter 7 is the most common choice in bankruptcy filing for individuals, it is seldom appropriate for businesses, which usually require a Chapter 11 or Chapter 13. Individuals in with an income above the Arkansas state median…

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ch 11 bankruptcy

A Chapter 11 bankruptcy is way for businesses that are still viable, but in need of additional time to meet their debt obligations, to reorganize debts and contracts with court supervision while they continue to operate…

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chapter 7 bankruptcy

Most individuals filing bankruptcy will choose Chapter 7, assuming they qualify and are able to pass the means test. If you have little or no income, Chapter 7 is generally the best way to go because it wipes out nearly all of your consumer debt and allows…

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mortgage problems

In recent years, many American families have had to face the loss of their homes as a result of problems making timely mortgage payments. Although the rate of foreclosures has begun to decline in some areas, the economy is still not robust…

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debt negotiation

Being deeply in debt can be frightening and stressful, sometimes overwhelmingly so. If you are in this position, you may have been contacted by various debt settlement services making the representation that they will negotiate a reduction in your debt for a fee…

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stopping repossession

When you are facing financial hardship, you may be unable to make the payments on your car, boat, furniture, or other loan on time. Like your home mortgage, these loans are a secured debt, subject to repossession if you don’t pay according to the terms of the contract…

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foreclosure defense

Losing one’s home is an emotionally devastating process, one that you should never face alone. A foreclosure defense attorney can often help you find legitimate alternatives to foreclosure that…

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complicated bankruptcy issues

Losing one’s home is an emotionally devastating process, one that you should never face alone. A foreclosure defense attorney can often help you find legitimate alternatives to foreclosure that…

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student loan repayment options

Many students who took out loans to finance an education they expected to prepare them for decent paying jobs have found themselves saddled with tens and even hundreds of thousands of dollars in debt…

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stopping garnishments

If your employer received an order from a government entity or a court for a garnishment to withhold part of your earnings to be paid directly to the creditor, you may be struggling not only with a reduced paycheck, but also with embarrassment…

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