Being deeply in debt can be frightening and stressful, sometimes overwhelmingly so. If you are in this position, you may have been contacted by various debt settlement services making the representation that they will negotiate a reduction in your debt for a fee. Many people have lost untold amounts of money to companies like this that prey on people in a financially desperate situation, leaving them in worse trouble than they started. Contact an experienced and successful Little Rock, AR debt negotiation attorney if you have any legal questions or concerns.
Sometimes it is possible to negotiate the balance of your debt down, but short of a Chapter 7 bankruptcy, nothing is going to make it disappear. Debt settlement negotiations should only be trusted to a licensed and experienced Little Rock, AR debt relief attorney who specializes in this area of law and knows how to effectively negotiate a debt settlement that will work for you.
Many creditors are unwilling to negotiate a debt settlement for a reduced amount. If they know you have a lawyer, however, they are more likely to cooperate. If your creditors are not willing to negotiate, your lawyer might advise you that you are a good candidate for a Chapter 7 or Chapter 13 bankruptcy, which would force all creditors to discontinue collection efforts immediately.
By hiring an experienced debt negotiation lawyer in Little Rock, AR to handle your debt negotiations, you protect yourself from greedy and unscrupulous people who take your money and give nothing in return. A reputable lawyer will protect your legal rights as you pursue the best solution to your indebtedness problem.
At Dilks Law Firm in Little Rock, we understand the intense stress you’re experiencing when you’re buried with debt, and we know the law. Arkansas law offers a number of ways in which you can either discharge much of your debt or pay it off over a period of several years without being bombarded with calls and letters from creditors. Negotiating skill, detailed understanding of state and federal statutes, and a passion for helping others combine to make Dilks Law Firm your first choice when you need help getting on top of your debt problem.
If you’re not sure what you should do next, take advantage of a free, personalized, confidential debt reduction consultation at Dilks Law Firm in Little Rock. We are a client centered law firm, focused on meeting your individual requirements. No two situations are exactly alike, and no two clients have the same needs. We listen to you, analyze your complete financial situation, and help you decide which solution would serve your interests best.
You will be able to speak directly with your attorney and will not be shunted around to an endless array of secretaries, paralegals, or case managers. We return all calls and emails promptly and always keep you up to date on the status of your case.
Don’t suffer alone under the weight of your debt another day. Contact today for ethical, professional, and experienced legal advice and take the first step on the road to freedom from debt.